At a Glance

GB Auto S.A.E. (AUTO.CA on the Egyptian Exchange) is a leading automotive company in the Middle East and non-bank financial services provider in Egypt. Across six primary lines of business — Passenger Cars, Motorcycles & Three-Wheelers, Commercial Vehicles & Construction Equipment, Tires, After-Sales, and Iraqi operations — the company’s main business activities include assembly, manufacturing, sales and distribution, financing and after-sales services. GB Auto’s portfolio of brands includes Hyundai, Mazda, Chery, MG, Changan, Haval, Karry,  Bajaj, Marcopolo, Iveco, Volvo Truck and Volvo Bus, Volvo Construction Equipment, Mitsubishi Fuso, SDLG, Higer, shacman, Lassa, Yokohama, Westlake, Double Coin, Goodyear, Thunderer, Verde, Techking, Sun full and Gazpromneft. GB Auto has operations in Egypt and Iraq. The Company’s NBFS’ segment branded GB Capital offers leasing, consumer finance, microfinance, fleet quasi-operational leasing, factoring, securitization, mortgage finance, and insurance under the following brands - GB Lease, Drive, MNT-Halan, Haram, Capital Securitization, Bedaya, and KAF. The company is headquartered in Giza, Greater Cairo Area, Egypt.

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of 3Q21 Group Sales

Egypt Passenger Cars

  • Assembly and distribution of imported completely-knocked-down (CKD) kits with a production capacity of around 80,000 units per year 
  • Distribution of imported completely-built-up (CBU) vehicles 
  • Financing options provided through Drive
  • Brands: Hyundai, Mazda, Chery, Haval, and Changan

of 3Q21 Group Sales

Egypt Motorcycles & Three-Wheelers

  • Assembly and distribution of motorcycles & three-wheelers and manufacturing of components at the Badr Facility
  • Financing options provided through Mashroey
  • Brands: Bajaj

of 3Q21 Group Sales

Egypt Commercial Vehicles & Construction Equipment

  • Assembly and distribution of trucks
  • Bus-body manufacturing; distribution of buses
  • Manufacturing and distribution of superstructures and trailers
  • Distribution of earth-moving equipment, road machinery, and power generators
  • Brands: Mitsubishi, Volvo, Iveco, Fuso, YTO, Marcopolo, Monroe, Karry, SDLG, AKSA, Sinotruk

of 3Q21 Group Sales

Egypt Tires

  • Distribution of passenger car, van, truck, construction equipment and bus tires
  • Brands: Yokohama, Lassa, Westlake, Double Coin, Verde, Goodyear, Pirelli and Doublestar, Techking, Verde

of 3Q21 Group Sales

Egypt After-Sales

  • After-sales services and distribution of spare parts for passenger cars, motorcycles & three-wheelers, and commercial vehicles & construction equipment
  • The largest cross-country network of its kind
  • Constant and ongoing expansion of network and service center capacities

of 3Q21 Group Sales


  • Distribution of imported completely-built-up (CBU) passenger car units in Iraq (MG) with after-sales services
  • Distribution of Bajaj motorcycles & three-wheelers in Iraq and after-sales services 
  • Market: Iraq
  • Brands: MG and Bajaj

of 3Q21 Group Sales

Financing Businesses

  • GB Capital oversees the operations of the group’s five non-bank financial service providers, offering financing in all segments of the market 
  • GB Lease provides business-to-business financial leasing solutions, covering all asset classes
  • Drive offers factoring services, both business-to-business and business-to-consumer
  • Haram Tourism Transport (HTT) provides operational leasing
  • MNT-Halan is Egypt’s Largest and Fastest Growing non-bank lender to theunbanked. Digitizing traditional banking and cash-based markets through techand data driven solutions.
  • TMG, GB Capital and EFG Hermes launch a mortgage finance company that will offer long-term and competitive mortgages for new move-in homes, increasing affordability and supply to better serve Egypt’s growing population of homebuyers.
  • EFG Hermes and GB Auto acquired majority stake in life insurance playerTokio Marine Egypt Family Takaful which capitalizes on the growing demand forinsurance offerings in Egypt and the synergies inherent in the business modelsof both the NBFI heavyweights. It also adds innovative products to establish acomprehensive suite of life and medical insurance solutions.
  • Companies: GB Lease, MNT-Halan, Drive, HTT, Bedaya and KAF
  • Market: Egypt

of 3Q21 Group Sales


  • Parts and lubricants business PAL distributes Gazprom Neft Lubricants in Egypt
  • The pre-owned vehicles division rolled out a Western-style pre-owned car operation under the brand name Fabrika
  • Retail division 360 operates after-sales and retail outlets, distributing tires, tire parts, batteries, parts and lubricants, and will also offer related services in various locations
  • El Mikaneeky: is a trusted professional car servicing company that provides affordable solutions to the entire car market
  • GB Ventures: is a focused entity that combines the automotive & financial know how of GB Auto with the aim of empowering Egyptian startups
  • Under the brand name TVD, the company distributes JMC-branded vehicles.
  • Companies: PAL, Fabrika, TVD, GB Logistics,360, El Mikaneeky and GB Ventures
  • Market: Egypt